# Termite inspection

> An inspection by a licensed pest control company for termites and other insects that damage wood, often called a "termite letter". Some lenders require one, especially where termites are common. It's separate from the general home inspection.

By David Knorr, founder of BuyWise Home. Last reviewed October 28, 2026. Web page: https://www.buywisehome.com/guide/glossary/termite-letter

## Why it matters to you

In much of the country termites are common, and the damage they do is hidden inside walls and floors. Order the inspection early in due diligence. If it finds active termites or damage, get a quote for treatment and repair, and ask the seller to cover it. Ask whether the home already has a termite bond, and whether it transfers to you. Check the company's license with your state before you hire it.

## Read more

- [Step 6: Due diligence](https://www.buywisehome.com/guide/due-diligence): The inspections and tests to consider, and when each is worth it
- [Step 7: Negotiating repairs](https://www.buywisehome.com/guide/negotiate-repairs): Turn the treatment and repair quote into a credit request
- [Which inspections do you need?](https://www.buywisehome.com/guide/tools/which-inspections): Whether this home calls for a termite inspection, and the other checks to book with it
- [U.S. EPA: Termites, how to identify and control them](https://www.epa.gov/safepestcontrol/termites-how-identify-and-control-them): The signs of termites, and how to choose a licensed pest control company

## Related

- [Step 6: Due diligence](https://www.buywisehome.com/guide/due-diligence)
- [Home inspection](https://www.buywisehome.com/guide/glossary/home-inspection): A visual check of the home's condition by a professional inspector.
- [Due diligence period](https://www.buywisehome.com/guide/glossary/due-diligence-period): The days after signing to inspect the home and decide. Also called an inspection period.
- [Seller concession](https://www.buywisehome.com/guide/glossary/seller-concession): Money the seller puts toward your closing costs. Also called a seller credit.

_General information from public guidance. Rules and contracts differ by state, and your own contract decides: read it, and ask your agent or closing agent about anything that matters. Not legal or financial advice._