# Wire fraud

> A scam where criminals pose as your closing attorney, agent or lender and send fake wire instructions, so your closing money goes to them.

By David Knorr, founder of BuyWise Home. Last reviewed October 28, 2026. Web page: https://www.buywisehome.com/guide/glossary/wire-fraud

## Why it matters to you

Money wired to a criminal is rarely recovered. Before you send anything, call your closing attorney at a phone number you already know, not one from the email, and confirm the details.

## Related

- [Step 8: Close and move in](https://www.buywisehome.com/guide/close-and-move-in)
- [Closing Disclosure](https://www.buywisehome.com/guide/glossary/closing-disclosure): The final terms and costs of your loan, sent three business days before closing.
- [Closing costs](https://www.buywisehome.com/guide/glossary/closing-costs): Fees paid at closing on top of the down payment, often 2%–5% of the price.

_General information based on the standard Georgia REALTORS® purchase contract and public guidance. Your own contract decides: read it, and ask your agent or closing attorney about anything that matters. Not legal or financial advice._
