Homeowners insurance

In plain English

Insurance that pays to repair or rebuild your home after damage like fire or storms, and covers your belongings and your liability. Your lender requires a policy before closing.

Why it matters to you

Standard policies don't cover floods. Get quotes during due diligence: an old roof or other known problems can make a home cost more to insure.

infoGeneral information based on the standard Georgia REALTORS® purchase contract and public guidance. Your own contract decides: read it, and ask your agent or closing attorney about anything that matters. Not legal or financial advice.