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Buyer's Guidechevron_rightGlossary

Seller's disclosure

In plain English

The seller's written answers about what they know of the home's condition and history: leaks, repairs, insurance claims and more. Georgia law doesn't require one, but many sellers fill out a standard form. Sellers who never lived in the home, like estates and banks, often give a shorter form or none.

By David Knorr · Last reviewed October 28, 2026

Why it matters to you

Georgia is a "buyer beware" state, so your inspection matters most. Sellers still can't lie, and they must answer your direct questions truthfully. A blank answer is not a "no": it means the seller didn't answer, so ask. On the standard form, a "No" can also mean the seller doesn't know, so don't read it as "no problem". For a home built before 1978, federal law requires a lead paint disclosure, and you get 10 days to test for lead unless you agree in writing to a different time.

Read it next to the inspection report, and where they disagree, ask the seller about it. See a disclosure checked against the inspection on a real home.

routeStep 6: Due diligenceHome inspectionDue diligence period

infoGeneral information based on the standard Georgia REALTORS® purchase contract and public guidance. Your own contract decides: read it, and ask your agent or closing attorney about anything that matters. Not legal or financial advice.