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Buyer's Guidechevron_rightGlossary

Termite inspection

In plain English

An inspection by a licensed pest control company for termites and other insects that damage wood, often called a "termite letter". Some lenders require one, especially where termites are common. It's separate from the general home inspection.

Why it matters to you

In much of the country termites are common, and the damage they do is hidden inside walls and floors. Order the inspection early in due diligence. If it finds active termites or damage, get a quote for treatment and repair, and ask the seller to cover it. Ask whether the home already has a termite bond, and whether it transfers to you. Check the company's license with your state before you hire it.

Read more

menu_bookStep 6: Due diligenceThe inspections and tests to consider, and when each is worth itIn the Buyer's Guide
menu_bookStep 7: Negotiating repairsTurn the treatment and repair quote into a credit requestIn the Buyer's Guide
menu_bookWhich inspections do you need?Whether this home calls for a termite inspection, and the other checks to book with itIn the Buyer's Guide
open_in_newU.S. EPA: Termites, how to identify and control themThe signs of termites, and how to choose a licensed pest control companyepa.gov
routeStep 6: Due diligenceHome inspectionDue diligence periodSeller concession

infoGeneral information from public guidance. Rules and contracts differ by state, and your own contract decides: read it, and ask your agent or closing agent about anything that matters. Not legal or financial advice.

By David Knorr · Last reviewed October 28, 2026